The underpinnings of the Universal Banking model are hard to argue against, even in today's somewhat bleak economic environment: Reduce the fragmentation of financial intermediation, increase the flow of savings through the system, encourage broader access to financial resources, increase competitive conditions and economies of scale, promote greater efficiencies within the financial system - these were among its many objectives. However, a universal bank is, by design, complex because it is structured to have more capabilities than a regular commercial bank.

Misys understands and is well positioned to meet the challenges faced by banks in the universal banking market.

Our Solution

The Misys BankFusion Universal Banking solution fully supports & compliments effective deployment and operation of the Universal Banking business model. It is a scalable, multi-dimensional and componentised solution that enables ambitious financial intermediaries to deliver the same range of products and services as larger financial institutions at justifiable cost levels, and makes it possible for larger institutions to professionally manage and effectively serve the growing sophistication of client and market demands while efficiently executing high volume transaction processing.