Misys Origination
As a front-office module of Loan IQ Misys Origination reduces risk and
delivers efficiencies in the loan origination process. This loan
origination software delivers feature-rich functionality with
robust workflows to automate and optimize lending origination
activities.
Seamless support is provided for all key activities,
including:
- Prospecting and sales
- Credit analysis and decisioning
- Documentation
- Funding and booking
- Account and portfolio management
A lending group can enter into the loan origination system all
client transactions, risk ratings, credit analysis, decisions and
security information, thus ensuring that all critical information
is held on one secure platform. Automated workflow processes and
business rules engines enable a significant reduction in the loan
origination cycle time.
Credit analysis and credit 'decisioning' tools help the user to
understand the risk and credit worthiness of a prospective
borrower. Authorized users around the world will be able to access
up-to-the-minute information on borrowers, in line with their
access permissions: credit terms, borrowing conditions and
restrictions are visible and easily accounted for within the
system; while transactions that occur across many different
industries, offices and region can be captured. This provides a
more accurate understanding of risk exposure company-wide.
Misys Origination Benefits include:
- Improved risk management through provision of credit analysis
and credit decisioning tools
- Cost reductions from streamlined, automated processes,
eliminating the need for costly workarounds
- Improved accuracy and availability of data by eliminating the
unnecessary rekeying of data
Misys Origination Highlights include:
- Provides loan origination support for the front-office
- Improves workflow and processing throughout the lending
origination business
-
- Automated workflow processing, business rules engine and
content management
- Single screen view of customers, facilities and drawings
- Automated tracking of activities and exceptions to
standards
- Provides real-time access to global borrower exposure
- Helps to manage redit, compliance and operational risk
-
- Automated rules-based checklists to carry out robust validation
checks throughout the loan origination process
- Enforcement of credit terms, conditions, borrowing
restrictions, covenants and pricing regulations
Technical Specifications
- Web-based, n-tiered, built on an open standard J2EE technology
stack
- Open platform supporting integration through XML, SOA and other
integration standards
- Operating Systems: Windows, Unix, Linux
- Database: Oracle
- Java / Oracle solution that can be installed or hosted